Improper Sexual Conduct

This coverage should provide the defense to the named insured and their employees, volunteers in the unfortunate incident, if a named insured, is wrongly accused of negligent improper sexual conduct behavior. Some insurance professionals may imply that the coverage is included, providing that the coverage is not excluded from the policy. Be sure that your policy is written to provide specific limits for this coverage. If you are told by an insurance professional that this coverage is included, demand that it is put in writing.