Universal Life insurance is permanent life insurance that offers flexibility and customization based on your financial goals. Under the policy’s terms, premium paid above the policy expenses, along with any earned interest, is credited to the policy’s cash value.1
1Catholic Order of Foresters (COF) determines the interest credited to the policy’s cash value, but there is a contractual minimum rate. Withdrawals and loans will reduce the death benefit and may have tax implications. Consult a tax adviser regarding your particular situation.
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